Running a dog daycare or pet boarding facility means caring for pets as if they were your own — day and night. Between playtime, feeding, and cleaning, your staff works hard to keep every animal safe. But even in the most careful environment, accidents can happen. That’s why having dog daycare and pet boarding business insurance is essential to keeping your facility protected.
Why Pet Care Businesses Need Insurance
When multiple animals share the same space, there’s always a chance of injury, illness, or property damage. A dog might get into a scuffle, a pet could escape, or a client might get hurt while dropping off their furry friend. Without the right insurance, one unexpected incident could lead to expensive claims or even force your business to close temporarily.
Essential Coverages for Daycares and Boarding Facilities
General Liability: Protects against third-party injuries and property damage, like a client slipping or a dog damaging furniture.
Animal Bailee Coverage: Covers pets in your care if they become sick, injured, or lost.
Commercial Property Insurance: Protects your building, kennels, and equipment from fire, theft, or other damage.
Workers Compensation: Covers employee injuries and medical costs if an accident happens on the job.
Business Interruption Coverage: Helps replace lost income if your facility must temporarily close due to a covered event.
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